Advanced Learner Loans

If you want to enrol on a course but are worried about paying the tuition fee, Advanced Learner Loans could be the answer.

What are Advanced Learner Loans?

These government loans help students like you aged 19 or above pay the fees charged by colleges for approved courses between level three and level six. The loans mean you will not pay any money for your course upfront. Getting a loan doesn’t depend on your household income and there’s no credit check.

Getting a loan doesn’t depend on your household income and there’s no credit check.

When do I repay my Advanced Learner Loan?

• You’ll usually start repaying your loan from the April after you complete or leave your course. 
• You’ll only make repayments when your income is over £25,000 a year. 
• If your income drops below this amount, your repayments will stop automatically.  
• You repay 9% of any income you earn over £25,000. 

Repayment examples:

Your monthly repayments would be:

• £0 a month – if you earn £25,000 or less 
• £7 a month – if you earn £26,000 
• £37 a month – if you earn £30,000 

(Amounts are approximate and based on annual earnings spread evenly across the year.) 

Repayment of Advanced Learner Loans if you go on to higher education

• If you take out an Advanced Learner Loan for an Access to HE Diploma and then go on to complete an eligible higher education course, 
• Student Finance England will write off any outstanding balance of your Advanced Learner Loan.  
• This means you will not have to repay it.