When do I repay my Advanced Learner Loan?

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Repayments start the April following the completion of your course. You pay back your loan when you finish your course and earn more than £21,000 a year. Your repayments will stop if your income drops below £21,000 a year. Your annual repayment amount will be 9% of any income you earn over £21,000.

For example, your monthly repayments would be:

  • £7.50 a month - if you earned £22,000 a year
  • £30 a month - if you earned £25,000 a year

Check out eligible 19+ courses by using our filtered course search.

Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an Access to HE course once you complete a higher education course. This means you don’t have to repay it. The higher education course must be eligible for student finance.